Hey there! Dealing with credit card debt can feel like a bit of a rollercoaster, but don’t worry, you’ve got options! Ever heard of debt consolidation? It’s like bundling up all your debts into one manageable package. And there are other strategies too, like chatting with your creditors about new payment plans or seeking help…
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Exactly! An affirmative defense is a legal argument a defendant presents to prove they are not responsible for the alleged debt. In a debt collection lawsuit, these defenses outline reasons why the defendant shouldn’t be held liable for the debt. It’s crucial to include these defenses when responding to the lawsuit. And that’s where ZumaZip…
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ZumaZip’s got your back when it comes to meeting deadlines for filing an Answer in court. Deadlines typically range from 14 to 35 days, depending on your situation. But no need to stress about counting days on your calendar. Just use our handy deadline calculator to determine your specific deadline. And if you find yourself…
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The FCRA protects consumers from unfair or damaging activity on their credit scores, but what exactly does that mean? This article will tell you everything you need to know about the FCRA. FCRA stands for Fair Credit Reporting Act. According to this act, the law requires that consumers’ credit information is accurate, protected, and used…
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If you’re sued for a debt and the collector violated the FDCPA, use ZumaZip to respond in 15 minutes and win your lawsuit. Debt collectors are known for being aggressive, rude, and even threatening in their efforts to try and get someone to repay an alleged delinquent account. It is important to understand that you do not…
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