How Direct Attorney Disputing Works
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- Client Consultation: to understand the issues on your credit report and gather necessary information and documentation.
- Credit Report Analysis: thoroughly review credit report to identify any inaccuracies, inconsistencies, or unverifiable items.
- Dispute Letter Preparation: prepare and sends dispute letters to the credit bureaus (Experian, TransUnion, Equifax) and possibly to the creditors directly. These letters typically cite relevant laws and regulations, such as the Fair Credit Reporting Act (FCRA), to support the disputes.
- Follow-Up: The attorney follows up with the credit bureaus and creditors to ensure timely responses and compliance with legal requirements. This can involve additional correspondence or legal action if necessary.
- Resolution: The disputed items are either corrected or removed from the client’s credit report. The attorney reviews the updated credit reports to ensure all disputed items have been properly addressed.
- Legal Expertise: Attorneys have a deep understanding of credit laws and can effectively argue for the removal or correction of inaccurate information.
- Authority: Disputes coming from an attorney may be taken more seriously by credit bureaus and creditors, potentially leading to quicker and more favorable outcomes.
- Thoroughness: Attorneys can provide a comprehensive review and address complex issues that might be beyond the scope of standard dispute processes.
- All of these errors can also lead to higher insurance premiums, interest rates, loss of job, denial of promotions, and emotional distress.
- Legal Violations: Cases where creditors or credit bureaus may have violated laws such as the FCRA or the Fair Debt Collection Practices Act (FDCPA).
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Speak with a Trained Professional
Free Case Review Now!
Once you submit this form a representative from ZumaZip.com will be in touch. Your information is kept 100% confidential. We do not spam or sell your information. By submitting your complaint, you agree and give consent to allow our network of experts to contact you via automatic dialer, telephone, mobile, SMS (Text Message) or email.
There is no obligation to work with us, and no initial out of pocket cost to you. This quote is FREE
“Can I Really Sue The Debt Collector?” YES!
(And you don’t even have to pay for an attorney!)
Welcome to Lesson ONE ~ Part 1 of 2 ~ FREE Credit Repair Course!
Welcome to Lesson ONE ~ Part 2 of 2 ~ FREE Credit Repair Course!
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