15 USC 1692, otherwise known as the Fair Debt Collection Practices Act (FDCPA), establishes regulations protecting consumers from abusive debt collectors. ZumaZip.com explains everything you need to know about the FDCPA so you can protect yourself from noncompliant debt collectors. Experiencing communication from debt collectors via letters or phone calls can indeed be disruptive and frustrating. Letters…
If you believe that a debt collector has violated the Fair Debt Collection Practices Act (FDCPA) in their attempts to collect a debt from you, you may be entitled to compensation. It is advisable to take action by submitting a formal complaint to relevant regulatory bodies such as the Consumer Financial Protection Bureau (CFPB), the…
The Fair Debt Collection Practices Act (FDCPA) is designed to safeguard consumers from abusive and harassing conduct by debt collectors. Initially enacted by Congress in 1977, the FDCPA has undergone several revisions aimed at enhancing consumer protections. This article, presented by ZumaZip.com, offers insight into common FDCPA violations perpetrated by debt collectors and outlines the…