ZumaZip’s got your back when it comes to meeting deadlines for filing an Answer in court. Deadlines typically range from 14 to 35 days, depending on your situation. But no need to stress about counting days on your calendar. Just use our handy deadline calculator to determine your specific deadline. And if you find yourself…
The FCRA protects consumers from unfair or damaging activity on their credit scores, but what exactly does that mean? This article will tell you everything you need to know about the FCRA. FCRA stands for Fair Credit Reporting Act. According to this act, the law requires that consumers’ credit information is accurate, protected, and used…
If you’re sued for a debt and the collector violated the FDCPA, use ZumaZip to respond in 15 minutes and win your lawsuit. Debt collectors are known for being aggressive, rude, and even threatening in their efforts to try and get someone to repay an alleged delinquent account. It is important to understand that you do not…
When you represent yourself in court, it’s called appearing pro se, Latin for “for oneself.” Pro per means the same thing and is preferred in some states, such as Louisiana. Representing yourself can save you a fortune on legal costs, but it also comes with substantial risk. ZumaZip helps pro se litigants respond to debt collection lawsuits. Representing…
Having a debt collector contact you continuously is mentally draining. Trident Asset Management (TAM) is a debt collection agency that does just that. TAM debt collectors contact consumers to ask them to pay outstanding debts that have been outstanding for more than 90–180 days. TAM uses all means possible to collect a debt, including adding…
Looking to kickstart a civil lawsuit? It’s always a good idea to explore having some legal support on your side. And if you find yourself on the receiving end of a lawsuit, don’t fret! You can still triumph without needing a lawyer. Simply turn to ZumaZip for assistance in responding to a debt collection lawsuit,…
Representing yourself effectively in court requires a solid grasp of relevant laws and procedures, thorough preparation, organization, and a respectful, professional demeanor. ZumaZip offers a valuable resource to help you navigate this process by assisting in drafting and filing an Answer for your case. By utilizing ZumaZip, you can kickstart the process of self-representation with…
If your paycheck is getting smaller because of wage garnishment for federal student loans, you’ve got options to stop it. One way is to arrange a hearing with your loan servicer and explain how it’s causing you a lot of hardship. For private loans, you can try appealing the garnishment or paying off the loan…
When you get a credit card debt Summons, it’s essential to act fast. Write a short and clear Answer denying the claims and explaining your side. Make sure to include any defenses you have. Then, file it with the court and the plaintiff’s attorney before the deadline in your state. This step is crucial to…
Let’s put it in friendly terms! Imagine a courtroom as a stage where two main characters, the plaintiff and the defendant, take center stage. The plaintiff is like the star of the show, kicking things off by filing the lawsuit. They’re the ones bringing legal action against someone else, seeking resolution or compensation. On the…