Increase Your Credit Score 50 - 175 Points in 20 to 25 Days

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Rent good credit and add positive credit history to your credit report to help you reach your financial goals. Boost Your Credit Score

Tell Us What You’re Looking For

We're here to help you navigate the process and find the right tradeline to meet your needs.

We’ll Match You With an Authorized User

You’ll be added to the credit line and your credit report will be updated. Buy as many lines as you want.

Boost Your Credit

Strengthen your credit report using your rented credit history. Capitalize on your enhanced credit for 30, 60 or 90 days.

Increase Your Credit Score 50 - 175 Points ZumaZip

Before and After our Tradelines

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Frequesntly Asked Questions

Are tradelines legal?

YES, You might not have heard of tradelines before, but they're totally legal. Rich folks have been using them for ages to boost their kids', friends', and business partners' credit scores. It's a smart strategy that can give your credit a boost too!

How can tradelines help my credit scores?

When you buy authorized user tradelines, something cool happens: the entire credit history of that account shows up on your credit report, not just when you were added. So, if the card has been around for 20 years and you're added as an authorized user, it looks like you've had it for 20 years too! And if the card has a great payment history, that's a big plus for your credit report. Plus, the credit scoring folks might see it as helping with your overall credit utilization ratio, which is a good thing. But here's the catch: nobody really knows exactly how the credit scoring stuff works. It's like a big secret! People try to guess and make educated guesses about it, but it's still kind of a mystery. So, while tradelines can help, it's not 100% clear how much they affect your score.

How fast will my credit score go up?

Typically, you'll notice a boost in your credit score within 20 to 25 days after the authorized user tradeline is added to your credit reports. It's a pretty quick turnaround for seeing the positive impact on your credit!

Do I get to use the credit line?

You don't actually get access to the tradeline itself, but once your score goes up, you'll have a better chance of getting approved for a major credit card or loan. It's like a stepping stone to better credit opportunities!

Will this help me qualify for a loan or mortgage?

If you're aiming for a loan or mortgage but need a better credit score to qualify, adding an authorized user tradeline can give you the boost you need to meet the requirements and get qualified. It's a handy strategy to help you achieve your financial goals!

How soon after a tradeline is added can I apply for "New" Credit?

You must not apply for any credit until your tradeline is set and allowed to mature. We suggest you wait till the 2nd month to apply for any credit.

How will I know the tradeline is added?

We'll make sure to email you proof that the tradeline request has been submitted. You'll have peace of mind knowing that everything is in motion to help improve your credit score.

Is This Legal?

Adding an authorized user is backed by the Fair Credit Reporting Act (FCRA) and explained in most paperwork that comes with your credit card. The process itself is an option available to all credit card holders and has often been used for children, relatives, and friends. This said, we are not lawyers so we suggest consulting an attorney for further questions.

Who Are The Credit Card Holders?

Credit card holders are everyday people with a good credit history who want to help people looking to increase their credit scores for a limited period of time. They do this by selling their tradelines.

What is an Authorized User?

An authorized user is a person who is listed on a credit account that they do not own. Being an authorized user on a credit account can help a person boost their credit score or increase their available credit. People who want to establish or increase their credit for various purposes like signing a lease or purchasing a car can become an authorized user on another person’s credit account. Authorized users do not have the ability to access or spend on the credit account.

What does the statement date mean?

The statement date is the date the credit card company reports to the credit history to the bureaus.

Do I Get a Card? Where Is My Card?

No, the authorized user is never given access to a credit card nor can they spend on it. Cards are sent directly to the original cardholder’s primary billing address. Authorized users will not be able to call the credit card company to access the account as they will not have the necessary security information.

What we Guarnatee?

We provide a guarantee that the authorized tradelines will be added to your credit reports within 20 to 25 days. You can count on them showing up on all three credit reports, helping you take control of your credit journey. In other words, it will populate on all 3 credit reports. WE GUARANTEE YOUR SCORES WILL JUMP 50 TO 120 POINTS BY 3 MONTHS. IF YOU DON'T DO ANYTHING TO HURT YOUR CREDIT.

What we Cannot Guarnatee?

While we can't promise exactly how much your score will go up, based on our past clients, we've seen increases ranging from 50 to 175 points. The actual increase can vary depending on the condition of your credit before adding the tradelines. However, what we can assure you is that we consistently see improvements in credit scores after adding the tradelines. And even after 60 days, we often notice further increases in scores. So, rest assured, you're likely to see positive changes in your credit score over time.

Supercharge your credit. Get the boost you need

Tradelines allows you to rent good credit, adding positive credit history to your credit report to help you reach your financial goals.

Ready to give your credit a boost?

Increase Your Credit Score 50 – 175 Points in 20 to 25 Days

$ 999 One Time
  • Creation of response document
  • PDF download
  • Filing fee calculation
  • Document filing 1–6 days
  • Status updates
  • Attorney review

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WARNING: If you have any fraud alerts, credit freezes, etc., please remove them before purchasing. Tradelines may not post. Additionally, be aware that if your file is blank, tradelines may not post.

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