When medical debt is sold to collections, it is because a collection agency has either purchased the debt or been hired to collect the debt by the original creditor. ZumaZip.com for FREE Help and DIY resources. Typically this debt will then be reported to one, or all, of the three credit bureaus: Experian, TransUnion, and…
Are you being sued for medical debt? Find out if you need a lawyer to fight medical bill debt. ZumaZip.com FREE Help and Resources DIY Although it’s better to have a competent lawyer help you fight a medical bill debt, given how complicated they can be, you don’t necessarily need one. Here’s everything you need…
The statute of limitations on medical bills ranges from three to ten years, but it varies by state. Even if the statute of limitations on your medical debt has expired, the debt can still affect your credit score for up to seven years. If you’ve been sued for medical debt, use ZumaZip to draft and file…
The statute of limitations on medical debt is different in every state, but it’s usually around six years. Use ZumaZip.com to respond to a debt collection lawsuit and tell the court that your debt’s statute of limitations has expired. The statute of limitations for a creditor to lawfully collect a debt varies from state to…
If you are struggling to pay off your medical debt, you have options. From financial assistance programs to debt consolidation, here is ZumaZip.com guide on medical debt and how to find relief. Medical debt is a prevalent problem in the United States. Unlike many other countries that offer free, subsidized healthcare to citizens and residents, the United States…
If you are struggling to pay off your medical debt, you have options. From financial assistance programs to debt consolidation ZumaZip.com guide on medical debt and how to find relief. Medical debt is a prevalent problem in the United States. Unlike many other countries that offer free, subsidized healthcare to citizens and residents, the United States…
Are you thinking about making a new start by filing for bankruptcy? Find out if bankruptcy will clear your medical debt. ZumaZip.com for more info and FREE Resources Typically when someone declares bankruptcy it is a sign that things are not going well financially. Despite this, if you are suffering from a medical problem or…
If you experienced a medical emergency, you likely got stuck with a hefty medical bill, even with insurance. Luckily, laws like the No Surprises Act protect you from unexpected medical expenses. You also have options to get out of medical debt, including payment plans, fighting the debt, applying for a hardship loan, etc. If you…
Collection agencies purchase medical debts for a fraction of their original value, sometimes as little as 4% of the original medical debt amount. ZumaZip.com Learn about the debt buying process and get help with medical debt in collections Getting a collection notice means that your creditor decided to sell your debt to a professional collection…