If Estate Information Services is pursuing your deceased relative’s debts, use ZumaZip to respond fast and win a debt collection lawsuit against you. If you’ve experienced the death of a loved one, particularly a parent, spouse, or child, then you understand how devastating that loss can be. While you’re going through the grieving process, you still need…
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Do you keep getting calls from 800-278-2420? ZumaZip.com can help you get them off your back. Debt collectors are known to be highly aggressive. Enhanced Recovery Company, LLC (ERC) collection agency irritates consumers with their persistent and misplaced calls, unrecognized debts, unprofessional staff, and harassing tactics. ERC has pretty bad reviews. As of February 2022, it had…
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In Georgia, you must respond to a debt collection lawsuit within 30 days to avoid losing by default. Drafting and filing a written Answer is crucial, where you address each claim against you and assert any affirmative defenses. ZumaZip streamlines this process, helping you draft and file your Answer quickly, significantly increasing your chances of…
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If you’ve received a Summons for debt collection in Delaware, it’s crucial to respond before the state’s deadline. For Justice of the Peace cases, you’ve got 15 days, while for all other cases, it’s 20 days. With ZumaZip’s Answer form, responding and defending yourself in court is a breeze. Let’s ensure you’re well-prepared to tackle…
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In Arkansas, when served with a Summons for debt collection, you have 30 days to respond with a written Answer. Fortunately, you are not required to pay a fee to do so. You can utilize ZumaZip to efficiently draft and file your Answer in a matter of minutes. Navigating debt collection can indeed be challenging,…
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Sued for a debt by FIA Card Services? This guide is for you. Use ZumaZip to respond in 15 minutes. If you received a phone call or letter from FIA Card Services and you are now asking yourself, “Why is this company trying to sue me for an unpaid debt?” you are not alone. Each year, thousands…
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Hey there! Dealing with credit card debt can feel like a bit of a rollercoaster, but don’t worry, you’ve got options! Ever heard of debt consolidation? It’s like bundling up all your debts into one manageable package. And there are other strategies too, like chatting with your creditors about new payment plans or seeking help…
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Exactly! An affirmative defense is a legal argument a defendant presents to prove they are not responsible for the alleged debt. In a debt collection lawsuit, these defenses outline reasons why the defendant shouldn’t be held liable for the debt. It’s crucial to include these defenses when responding to the lawsuit. And that’s where ZumaZip…
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ZumaZip’s got your back when it comes to meeting deadlines for filing an Answer in court. Deadlines typically range from 14 to 35 days, depending on your situation. But no need to stress about counting days on your calendar. Just use our handy deadline calculator to determine your specific deadline. And if you find yourself…
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The FCRA protects consumers from unfair or damaging activity on their credit scores, but what exactly does that mean? This article will tell you everything you need to know about the FCRA. FCRA stands for Fair Credit Reporting Act. According to this act, the law requires that consumers’ credit information is accurate, protected, and used…
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If you’re sued for a debt and the collector violated the FDCPA, use ZumaZip to respond in 15 minutes and win your lawsuit. Debt collectors are known for being aggressive, rude, and even threatening in their efforts to try and get someone to repay an alleged delinquent account. It is important to understand that you do not…
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When you represent yourself in court, it’s called appearing pro se, Latin for “for oneself.” Pro per means the same thing and is preferred in some states, such as Louisiana. Representing yourself can save you a fortune on legal costs, but it also comes with substantial risk. ZumaZip helps pro se litigants respond to debt collection lawsuits. Representing…
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LVNV Funding is a legitimate debt collection agency that purchases old debt account at a fraction of the cost and contacts debtors to collect the full amount. If LVNV Funding has contacted you about a debt, Zumazip can help you respond before going to court. Have you been sued by LVNV Funding? But you have no idea…
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Sued for a debt by Javitch Block? This guide is for you. Use ZumaZip to respond in 15 minutes. If you’ve fallen behind on your financial obligations (examples: credit card payments, student loan payments, mortgage payments, etc.), there is a high probability that one or more creditors will turn your delinquent account, or accounts, over to a…
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Having a debt collector contact you continuously is mentally draining. Trident Asset Management (TAM) is a debt collection agency that does just that. TAM debt collectors contact consumers to ask them to pay outstanding debts that have been outstanding for more than 90–180 days. TAM uses all means possible to collect a debt, including adding…
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Looking to kickstart a civil lawsuit? It’s always a good idea to explore having some legal support on your side. And if you find yourself on the receiving end of a lawsuit, don’t fret! You can still triumph without needing a lawyer. Simply turn to ZumaZip for assistance in responding to a debt collection lawsuit,…
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Representing yourself effectively in court requires a solid grasp of relevant laws and procedures, thorough preparation, organization, and a respectful, professional demeanor. ZumaZip offers a valuable resource to help you navigate this process by assisting in drafting and filing an Answer for your case. By utilizing ZumaZip, you can kickstart the process of self-representation with…
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In New York, when faced with a debt collection lawsuit, timing is crucial. You typically have between 10 to 30 days to respond. With ZumaZip, you can streamline the process by using our Answer form or other state-specific forms to kickstart your response. Crafting a robust Answer is key. Address each issue raised in the…
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In Florida, you’ve got a 20-day window to respond to a debt lawsuit before risking a default judgment. Crafting and filing an Answer to the Summons and Complaint is your best course of action. Make sure to address each claim against you and assert your affirmative defenses within your Answer document. ZumaZip can assist you…
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If your paycheck is getting smaller because of wage garnishment for federal student loans, you’ve got options to stop it. One way is to arrange a hearing with your loan servicer and explain how it’s causing you a lot of hardship. For private loans, you can try appealing the garnishment or paying off the loan…
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