April 24, 2024

How to Beat Freshview Solutions

How to Beat Freshview Solutions ZumaZip Settle Debt and Win

Worried that Freshview Solutions is going to sue you for everything you’ve got? ZumaZip.com can Help! Learn how to beat them in court.

Getting threatening and harassing phone calls and letters from a debt collector with Freshview Solutions Collection Agency is generally considered to be an extremely stressful and unpleasant experience. This is because Freshview Solutions, like many other debt collection agencies, deploy questionable and inappropriate methods to try and coerce you into repaying on a debt that is allegedly owed.

Freshview Solutions Collections Agency will probably contact you via the phone practically all day and try to find you on Facebook, Instagram, and other social media platforms. They will also likely send many nasty letters to your home. If you are being subjected to this type of abusive and harassing behavior, it is important to understand that you do not have to endure such behavior. You have legal rights and protections under both federal and state laws.

Don’t be afraid of debt collectors. Respond with ZumaZip.

The Notorious Reputation of Freshview Solutions Collections Agency

Freshview Solutions Collection Agency is known to use harsh and aggressive methods to get people to pay money they allegedly owe their creditors. The collection agency is based in the US, and many consumers have filed complaints saying Freshview Solutions violates the Fair Debt Collection Practices Act.

For instance, people say that debt collectors with this debt collection agency use aggressive communication techniques that go against state and federal laws. Some say the company tried to collect debts that the person did not owe. If you get a call or letter from Freshview Solutions, it is vital to know your rights before crafting your answer.

If you are being harassed by someone with the Freshview Solutions Collection Agency or were served with a debt collection lawsuit, do not throw your hands up in despair. There are ways to fight back and defend yourself in court against debt collection agencies like Freshview Solutions.

If you are served with a debt collection lawsuit, one of the worst things you can do is ignore the Complaint in the hopes it will go away. This tactic never works. It simply means Freshview Solutions will be able to get a Default Judgment against you and be able to access your checking account and seize personal assets.

Avoid a default judgment by responding with ZumaZip.

Your Rights When Freshview Solutions Collection Agency Contacts You For Debt Repayment

Freshview Solutions is known to go after people who do not know their rights as stated in the Fair Debt Collection Practices Act. The FDCPA lays out rules that state what debt collectors are allowed and not allowed to do. Some of the limits on debt collectors are:

  • The Freshview Solutions debt collector cannot call you when you are at work;
  • The Freshview Solutions debt collectors cannot use vulgar language when they talk or write to you;
  • The Freshview Solutions debt collector is not allowed to threaten to sue you; and
  • The Freshview Solutions debt collector may not call you at home before 8 AM or after 9 pm.

How You Can Fight a Freshview Solutions Collection Agency Lawsuit

If Freshview Solutions Collection Agency sues you, it is vital to be aggressive and respond well to the lawsuit. Never do what many people do, which is to ignore the lawsuit and hope they forget about it. It’s not going to go away, even if you throw it away. If you don’t pay attention to the lawsuit, it just means you gave up and the collection agency wins. Never make this error. You can fight them and win!

Below are some good tips to use when crafting your Answer to the lawsuit:

  • Never say you are responsible for the debt they allege. Remember that the debt collection company must prove that you owe what they say you owe.
  • You should file an Answer with your Clerk of Court during the necessary timeframe stated in the document, which is usually 20 or 30 days after you receive notice.
  • Mail your Answer copy that the Clerk of Courts stamped to Freshview Solutions Debt Collection Agency.

Proven Defenses You Can Utilize When You Answer a Debt Collection Lawsuit

When you answer the debt collection legal action from Freshview Solutions, you have the chance to state that the lawsuit is deficient and their allegations are incorrect. As we said above, debt collection agencies must prove that you owe the alleged debt. This means the company has to prove the following points before it is established that you owe the money:

  1. The company has the right to sue you in court;
  2. You are the person who owes the debt; and
  3. You are responsible for the specific sum that is stated by Freshview Solutions Collections Agency that was filed with the court

If Freshview Solutions fails to meet these guidelines, you may win in court. You could even get the suit thrown out.

Depending on the nature of your case, you could say the company did not file the lawsuit within the required statute of limitations. The statute of limitations sets a strict time limit that a person has to file a lawsuit. If the debt collector files the case past the statute of limitations, you can file a motion of dismissal with prejudice.

Also, you may want to file a countersuit. If you think Freshview Solutions did not follow the FDCPA, you may be able to obtain compensatory damages. The debt collector may also have to pay your legal fees.

Use ZumaZip to make the right affirmative defenses.

What to Do If You Are Sued By Freshview Solutions Collections Agency

Here’s a summary of the actions you can take if Freshview Solutions sues to collect debts:

  • Note any telephone calls you receive from the debt collector before 8 am and after 9 pm. Also note if they call you in the office, or use any foul language.
  • Be certain to file an Answer with your Clerk of Court within 20 or 30 days of receiving the letter.
  • In the Answer, you should make some affirmative defenses as noted above. The statute of limitations is a popular defense that is sometimes effective. Also, demand that Freshview Solutions provide proof of what you are. They also should prove that you are the one that owes the money.
  • You should also consider filing a counterclaim if you think the debt collector violated the FDCPA.

We wish you the success!

What is ZumaZip?

ZumaZip is a convenient solution designed to streamline your response to a debt collection lawsuit. Here’s a breakdown of what you can expect when you use ZumaZip:

Firstly, you’ll access our user-friendly web application, which guides you through the process step by step. You’ll be prompted to answer a series of questions related to your specific situation. Once you’ve completed the questionnaire, you have the option to either print out the finalized forms and mail them to the appropriate courts yourself, or you can opt to utilize ZumaZip’s services to file them on your behalf. Additionally, if you choose this option, an attorney will review your document for added peace of mind.

If you’re seeking guidance on how to effectively respond to a debt collection lawsuit, ZumaZip can provide the assistance you need. Feel free to explore our FAQs for more information on what ZumaZip has to offer.

What if I haven’t been sued yet?

If you’ve only received a collections notice, but not a lawsuit, the best way to respond is with a Debt Validation Letter. When a debt collector contacts you in any way, whether it’s by phone or mail, you can respond by formally requesting a debt validation with a Debt Validation Letter . This letter notifies the collector that you dispute the debt and forces them to provide proof you owe the debt. They can’t call you or continue collecting until they provide validation of the debt. This flowchart shows how you can use a Debt Validation Letter to win.

Get started with a Debt Validation Letter here.

How to Answer a Summons for debt collection in all 50 states

Here’s a list of guides on how to respond to a debt collection lawsuit in each state:

Guides on how to beat every debt collector

Hey there! Facing off against a debt collector can feel like a daunting challenge, but fear not! We’re here to help you navigate through it all with our handy guides designed to assist you in beating every debt collector you encounter. Whether you’re facing a new lawsuit or dealing with a persistent collector, we’ve got your back. Stay positive, stay informed, and let’s tackle this together!

Settle your medical debt

Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.

Stop calls from Debt Collectors

Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.

Featured articles
Premium online guides