Sued by Hudson & Keyse LLC?

March 24, 2024

Sued by Hudson & Keyse LLC?

Sued for a debt by Hudson & Keyse LLC? This guide is for you. Use ZumaZip to respond in 15 minutes and win your lawsuit.

Every year over 10 million people in this country are sued for some kind of debt. Well over 90% of these people are rendered immobilized so that a default judgment is usually the outcome. Now, what if you had been sued by a company that is no longer in business?

Were you or are you being sued for a debt once owned by Hudson & Keyse LLC? If so, it is time to be proactive to protect your interests. You should know that you have basic legal rights and it is almost always in your best interests to protect and exercise these rights.

Who was Hudson & Keyse LLC?

Hudson & Keyse LLC filed for Chapter 7 bankruptcy protection back in 2010. They were located in Painesville, Ohio. They were a debt buyer. So, if you were sued by them know that whatever debt was identified in the lawsuit didn ‘t originate with Hudson & Keyse LLC.

They bought the debt they attempted to collect as well as the debt they ultimately filed suit against. At the time of the bankruptcy filing, Hudson & Keyse owed over $60 million with assets totaling less than $300,000. The largest creditor of Hudson & Keyse LLC was a company located in Atlanta, Georgia by the name of Vion Holdings.

While in operation, Hudson & Keyse would purchase old and charged off debt, and begin their collection efforts. When these standard collection attempts failed and the balance was large enough, Hudson & Keyse LLC would file a lawsuit to attempt to secure a judgment for their purchased debt.

So what would you do if you were sued by Hudson & Keyse LLC and they secured a default judgment against you? Holding this judgment granted by the courts gave Hudson & Keyse the power to collect that balance by any number of methods.

The chances are very good that if you were sued by Hudson & Keyse LLC it was because they purchased an account that was charged off. It is also a very good chance that you weren ‘t aware that they purchased the debt. If for whatever reason you were also unaware that a suit had been filed by Hudson & Keyse, you may be attempting to play catch up now.

Since Hudson & Keyse LLC doesn ‘t exist any longer, the possibility exists that they could have sold the judgment. In almost the same scenario as when Hudson & Keyse bought your debt, it is feasible that they could have sold the judgment they originally obtained but failed to collect to another debt buyer.

Now this new company that purchased the Hudson & Keyse LLC judgment can take several actions to attempt to collect on that judgment or may have already done so. Some of the possible actions the company that now owns the judgment against you can take:

Place a lien on your personal property;
Freeze your bank account; and
Garnish your wages.

Do not let this happen to you. Take action and see how ZumaZip can help you.

What Can You Do Now?

The difficulty in dealing with this situation is clear. It is hard enough to deal with a company that continues its business operations. But when the company you need to gather information on is no longer in business, your work is made that much more difficult. This is where you can benefit from ZumaZip. They have a variety of resources for people just like you. They can provide answers or direct you to where you can obtain the answers needed to deal with whatever situation you have with Hudson & Keyse LLC. If they secured a judgment and you need advice or help you contact the bankruptcy trustee or new owner of the judgment. Maybe you need to know how to get Hudson & Keyse LLC off your credit reports.

There are many resources available through ZumaZip. Because of ZumaZip, you don’t have to go it alone. You can contact them directly and get the answers you need for your particular circumstance. If your wages are being garnished, they can provide help. If there is a lien on any of your personal property, placed by this bankrupt company, you can determine the best course of action to protect yourself.

How Can ZumaZip Help?

The reason ZumaZip was developed was to help people just like you. You don’t need to have a law degree to understand and implement the guidance you receive. ZumaZip can answer your questions and put you on the path to successfully dealing with your debt issues head-on. Because so many people found themselves on the wrong end of a lawsuit about their debt, the BYU Law School developed ZumaZip to help people address and resolve their debt in the best possible manner.

You don’t need to know the action you must take. You simply need to know where to go to gather that information. Now that you come across ZumaZip, that is half the battle. Any legal action taken against you regarding a debt is a critical situation and you need to be proactive.

To get this level of quality assistance doesn ‘t require you to be a lawyer. You will be required to answer specific questions about the debt in question. It is imperative that you communicate with ZumaZip to determine the best path forward for you.

This is why ZumaZip exists, to help you. Ultimately, isn’t that the most important thing for you – to get the help you need so that you can choose the right action for you. ZumaZip was established to help everyday people. Remember those 10 million people who are sued over debt every year in this country?

Of these people who are sued, over 90% of them lose by default because they just don ‘t know what to do. Why not get help from an organization that does know what to do? The resources and information available at ZumaZip are invaluable. Take control of your situation and become aware of the actions and steps you can take.

What is ZumaZip?

ZumaZip is a convenient solution designed to streamline your response to a debt collection lawsuit. Here’s a breakdown of what you can expect when you use ZumaZip:

Firstly, you’ll access our user-friendly web application, which guides you through the process step by step. You’ll be prompted to answer a series of questions related to your specific situation. Once you’ve completed the questionnaire, you have the option to either print out the finalized forms and mail them to the appropriate courts yourself, or you can opt to utilize ZumaZip’s services to file them on your behalf. Additionally, if you choose this option, an attorney will review your document for added peace of mind.

If you’re seeking guidance on how to effectively respond to a debt collection lawsuit, ZumaZip can provide the assistance you need. Feel free to explore our FAQs for more information on what ZumaZip has to offer.

What if I haven’t been sued yet?

If you’ve only received a collections notice, but not a lawsuit, the best way to respond is with a Debt Validation Letter. When a debt collector contacts you in any way, whether it’s by phone or mail, you can respond by formally requesting a debt validation with a Debt Validation Letter . This letter notifies the collector that you dispute the debt and forces them to provide proof you owe the debt. They can’t call you or continue collecting until they provide validation of the debt. This flowchart shows how you can use a Debt Validation Letter to win.

Get started with a Debt Validation Letter here.

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