202-367-9070

February 9, 2024

202-367-9070

Keep getting calls from 202-367-9070 about owing a debt? ZumaZip.com can help you block their calls and resolve the debt.

Are you receiving multiple calls from 202-367-9070? Are they ignoring your request to stop calling? You’re probably wondering why. 202-367-9070 is a number used by the IC System: a debt collection agency based in St. Paul, Minnesota with branch offices in Fargo, Lacrosse, and North Dakota.

IC System collects debt for companies that contract them to follow up with consumers owing them money. Their long time in operation since 1938 makes them trusted by many companies to collect their debt effectively. IC System’s official contact information is:

Address:
IC System
444 Highway 96E
St. Paul, MN 55127

Phone Number:
(651) 481-6467 or (800) 279-7951

Website:
www.icsystem.com

If you owe a creditor and have been contracted by IC System, expect to receive multiple calls unless you stop them by exercising your consumer rights. Inform them you are protected by the Fair-Trade Commission (FTC) and Consumer Financial Protection Bureau (CFPB) against mistreatment. Let’s discuss these rights, look at some IC System complaints from consumers, and explain what you can do to stop their calls.

Know your rights when dealing with an IC System caller

FTC and CFPB have strict regulations about what a debt collection agency can and cannot do. Debt collectors get away by taking advantage of consumers who do not know their rights. They cause long-term financial and psychological harm to them.

Other consumers have reported rights violations and have successfully stopped IC Systems from calling. Below are some of the rules and regulations IC System must abide by::

An IC System caller must be honest about why they are calling, and they must give you all the information you request
IC System cannot report incomplete and inaccurate information on your credit report
An IC System caller should not harass you, lie, or threaten arrest
IC System should be ready to validate a debt once you send a Debt Validation Letter, and they must validate it before they can continue collection efforts
IC system cannot disclose your debt to a third party without your permission
An IC system debt collector should not call before 8 am or after 9 pm

Take action against IC System if they violate these guidelines. Report them to the FTC online platform or call 877-382-4357, and submit a complaint on the CFPB website or call 855-411-2372.

Complaints against IC System

IC System has a Google review rating of 2.6 from 176 reviews. They have received countless complaints from consumers who believe they are scammers. Complaints about their collection tactics range from IC System calling six to ten times per day, calling about a debt they do not owe, and harassing their family members, friends, and co-workers.

Many consumer reviews on the complaints board are about harassment by IC System agents and failing to respond to their requests. Other consumers report that IC System sent false credit reports to Equifax, Experian, and TransUnion credit bureaus and failed to correct the amount.

What to do when IC System calls

IC System is relentless in its endeavor to collect debt for its clients; it will not be easy to avoid them without a plan. The following are several things you can do to stop their calls:

Avoid calls from 202-367-9070 by requesting to communicate using other methods: Politely take their call and tell them you would like to deal with everything via email. Send them an email with the same request.
Send a cease-and-desist letter: If they persist in calling you after requesting them to stop, send a cease-and-desist letter and keep a copy in case you go to court.
Record their calls: 35 states allow you to record your phone conversations without the other party knowing it. The additional 15 states allow you to record after you inform the caller. If you tell a debt collector that you want to record them, they usually hang up.
Request for debt validation: Before having a prolonged conversation with the IC System collector, tell them you will send a Debt Validation Letter to specify the information they want to share on the call. Legally, they should stop calling until they validate the debt within 30 days.
Dispute the debt: If you are sure you do not own the debt IC System calls about or gives you exaggerated figures, you can dispute the debt by sending a debt dispute letter. They should address your concerns and stop calling, or you can contact an attorney to guide you on the legal action to take.

Debt collectors do not like receiving a request to validate the debt. Some stop calling for good. You can block calls from 202-367-9070 by using ZumaZip’s Debt Validation Letter. Most debt collection agencies give up after receiving such a letter.

What is ZumaZip?

ZumaZip is a convenient solution designed to streamline your response to a debt collection lawsuit. Here’s a breakdown of what you can expect when you use ZumaZip:

Firstly, you’ll access our user-friendly web application, which guides you through the process step by step. You’ll be prompted to answer a series of questions related to your specific situation. Once you’ve completed the questionnaire, you have the option to either print out the finalized forms and mail them to the appropriate courts yourself, or you can opt to utilize ZumaZip’s services to file them on your behalf. Additionally, if you choose this option, an attorney will review your document for added peace of mind.

If you’re seeking guidance on how to effectively respond to a debt collection lawsuit, ZumaZip can provide the assistance you need. Feel free to explore our FAQs for more information on what ZumaZip has to offer.

What if I haven’t been sued yet?

If you’ve only received a collections notice, but not a lawsuit, the best way to respond is with a Debt Validation Letter. When a debt collector contacts you in any way, whether it’s by phone or mail, you can respond by formally requesting a debt validation with a Debt Validation Letter . This letter notifies the collector that you dispute the debt and forces them to provide proof you owe the debt. They can’t call you or continue collecting until they provide validation of the debt. This flowchart shows how you can use a Debt Validation Letter to win.

Get started with a Debt Validation Letter here.

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