How to Beat Autovest LLC in Court

March 30, 2024

How to Beat Autovest LLC in Court

If you’ve been sued for a debt by Autovest LLC, use ZumaZip to respond in just 15 minutes and win your lawsuit.

Have you received a debt collection lawsuit filed by Autovest LLC? If so, then you are part of a large group of individuals that Autovest sues every year in its attempt to claim debts owed on defaulted auto loan debts. Autovest is one of many debt collectors that have a mission of buying loan debt from other loan providers at a discount, and then aggressively going after the debtors in order to get paid.

ZumaZip makes it easy to win a debt collection lawsuit.

So, Does This Mean That You Should Ignore the Autovest LLC Lawsuit? No Way!

Ignoring a lawsuit from Autovest LLC is not advisable under any circumstances. It’s essential to recognize that you, as an individual, have the power to stand up against large debt collection companies like Autovest. At ZumaZip, we’re dedicated to helping individuals like you fight back against debt collectors and achieve favorable outcomes.

Here’s a little-known secret: debt collectors such as Autovest often lack the readiness to pursue the lawsuits they file. They count on debtors ignoring the lawsuit, allowing them to obtain a default judgment without contest. With this judgment, Autovest can take various detrimental actions, including

1. Garnish your wages

2. Put a lien on property you own

3. Do serious harm to your credit rating

4. Possibly sell your assets at an auction.

By taking proactive steps to respond to the lawsuit and assert your rights, you can significantly improve your chances of success. Don’t let debt collectors intimidate you—reach out to ZumaZip for assistance in fighting back and protecting your financial well-being.

Don’t be one of those 9 out of 10 people. Be the small percentage who fight back against Autovest. Because, when you do, you will be surprised to see how quickly they will fold. In other words, by simply responding to a lawsuit, Autovest LLC may drop the case altogether.

ZumaZip makes it simple to respond the right way.

In this article, we’ll delve into what Autovest LLC entails and provide insights on how to effectively navigate a legal dispute with them. If you’re facing a lawsuit from Autovest LLC and seek further guidance on how to respond effectively, don’t hesitate to reach out to us at ZumaZip. Our mission is to assist individuals burdened by debt, like yourself, in confronting debt collectors and achieving favorable outcomes. We’re here to help you stand up for your rights and emerge victorious in your legal battles.

What Is Autovest LLC?

Autovest LLC specializes in purchasing charged-off auto loan debt. This means that if you default on an auto loan and the vehicle is repossessed and sold, leaving a remaining balance, the original loan provider may sell your defaulted account to Autovest at a discount. Autovest then endeavors to collect the outstanding balance from you.

Given their focus on auto loan debt, it’s common for Autovest to file lawsuits against debtors, making it likely that you received a lawsuit from them. With thousands of collection lawsuits filed annually, Autovest is a significant player in the debt collection industry.

Established in 2003 and headquartered in Michigan, Autovest appears to be a legitimate company. While they operate similarly to other debt collection agencies, their specialization in auto loan debt sets them apart. If you’ve received a lawsuit from Autovest, it’s essential to understand your rights and options for responding.

How Do I Respond to a Lawsuit from Autovest?

Responding to a lawsuit is very easy, particularly with the help of ZumaZip. Yet, in responding to a lawsuit, it would be helpful for you to understand a little about the court process when it comes to debt collection lawsuits like a suit from Autovest.

1. The Complaint. What Autovest sent you in the mail is called a “Complaint.” That is typically the first filing any defendant to a lawsuit will receive. The Complaint is, as the name implies, a document that indicates what “complaint” or issue the plaintiff (here the plaintiff is Autovest) has with you, the defendant. The Complaint is typically written as a series of numbered paragraphs. The numbered paragraphs is supposed to help the parties and the court delineate each separate factual allegation.

2. The Answer. Once you receive the Complaint, you need to respond with your side of the story. As you can see, a legal dispute is just like a regular argument. One person says what issues they have with you, and you get a chance to respond by saying that whether their complaint is legitimate or not. In legalese, your response is officially called an “Answer.” Thus, what you need to do when you get the lawsuit is respond by filing an “Answer.”

There are a few particulars that you need to know about the Answer. In your Answer, you first need to “admit” or “deny” the allegations in each numbered paragraph. Thus, what you would do is for each paragraph, state the number of the paragraph and whether you “admit” or “deny” the allegation stated in that paragraph.

Here’s an important tip – do not admit anything that you do not know to be true. For example, if Autovest says that it “owns” your defaulted auto loan account, do not admit that. Why? Because you don’t know whether they do or not. Thus, only “admit” those statements that you are certain, in your own personal knowledge, to be true.

3. The Case Before the Court. Once the Court has received your Answer, the Court will dictate how things proceed. Typically, the Court will schedule a hearing. At that hearing, Autovest – which is the party that has the burden of proof in these collection lawsuits – must provide information proving that it, in fact, owns your defaulted loan account and that you own X amount of dollars.

ZumaZip files for you.

Responding promptly to a lawsuit from debt collectors like Autovest is crucial, especially considering their potential shortcomings in providing necessary paperwork to prove their case. Autovest may either fail to appear in court altogether or attend without sufficient documentation, ultimately working in your favor.

It’s essential to take immediate action when faced with a lawsuit from Autovest, as some states may require you to file an Answer within as little as 10 days of receiving the summons. By responding swiftly, you can assert your rights and increase your chances of a favorable outcome in court.

Let ZumaZip Help You Fight Back Against an Autovest LLC Lawsuit.

Let ZumaZip guide you through the process of fighting back against an Autovest LLC lawsuit. ZumaZip offers a user-friendly web-app designed to assist you in responding to debt collection lawsuits efficiently.

ZumaZip simplifies the process by prompting you with all the necessary questions to complete your Answer to a Complaint. Once you’ve filled out the forms, you have the option to print and mail them to the courts or utilize ZumaZip’s services for a small fee, which includes filing your documents and having them reviewed by an attorney.

It’s important to note that many companies, like Credit Card Companies, count on individuals failing to respond to lawsuits, enabling them to avoid proving their case. However, with ZumaZip’s assistance, you can effectively challenge the allegations made in the Complaint and protect your rights. Don’t delay—let ZumaZip help you respond to the lawsuit today.

What is ZumaZip?

ZumaZip is a convenient solution designed to streamline your response to a debt collection lawsuit. Here’s a breakdown of what you can expect when you use ZumaZip:

Firstly, you’ll access our user-friendly web application, which guides you through the process step by step. You’ll be prompted to answer a series of questions related to your specific situation. Once you’ve completed the questionnaire, you have the option to either print out the finalized forms and mail them to the appropriate courts yourself, or you can opt to utilize ZumaZip’s services to file them on your behalf. Additionally, if you choose this option, an attorney will review your document for added peace of mind.

If you’re seeking guidance on how to effectively respond to a debt collection lawsuit, ZumaZip can provide the assistance you need. Feel free to explore our FAQs for more information on what ZumaZip has to offer.

What if I haven’t been sued yet?

If you’ve only received a collections notice, but not a lawsuit, the best way to respond is with a Debt Validation Letter. When a debt collector contacts you in any way, whether it’s by phone or mail, you can respond by formally requesting a debt validation with a Debt Validation Letter . This letter notifies the collector that you dispute the debt and forces them to provide proof you owe the debt. They can’t call you or continue collecting until they provide validation of the debt. This flowchart shows how you can use a Debt Validation Letter to win.

Get started with a Debt Validation Letter here.

How to Answer a Summons for debt collection in all 50 states

Here’s a list of guides on how to respond to a debt collection lawsuit in each state:

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