February 25, 2024

Stop Calls from 800-604-0064


Calls from 800-604-0064 come from Diversified Consultants Inc, a debt collector headquartered in Jacksonville, Florida. The staff will not stop calling unless you respond or update your payment. Find out how to prevent calls from this number with this guide from ZumaZip.com.

Dealing with debt collector calls often leaves you feeling irritated, upset, and helpless. Most times that is their aim. Diversified Consultants Inc often calls to pressure consumers into paying alleged past-due debts.

However, paying every debt a collector imposes on you is not always a good idea. For instance, the account may contain errors, the debt may be too old, or you may be a victim of identity theft.

ZumaZip.com can help you stop calls from 800-604-0064 and verify Diversified Consultants’ allegations. Even if the debt is yours, you can stop collection calls for good by settling it. This article will help you find out how to achieve this outcome.

Disclaimer: Diversified Consultants Inc went out of business and ceased operations in 2020, but many consumers still find DCI on their credit report.

Sued for debt? Use ZumaZip Settle to settle your debt for good.

Who is Diversified Consultants Inc?

Diversified Consultants Inc (DCI) is a debt collection agency based in Jacksonville, Florida, with multiple offices nationwide. Doing business since 1993, DCI is a legitimate company that calls consumers from 800-604-0064, which is legal unless they violate the Fair Debt Collection Practices Act (FDCPA).

DCI’s physical address is as follows:
10550 Deerwood Park Blvd Ste 309,
Jacksonville, FL 32256-2805.

DCI’s website is unavailable because it closed down. Sadly, some consumers still find Diversified Consultants on their credit reports.

Complaints and reviews against Diversified Consultants, Inc

Consumers are unhappy with the Diversified Consultant’s countless calls. Other complaints about them include:

  • Inaccurate credit reporting
  • Delayed debt validation
  • Ignoring consumers’ identity theft submissions
  • Reporting accounts paid in full as delinquent

Due to these complaints, Diversified has a one-star customer review and many complaints on its BBB profile. Here is an example of a real complaint against DCI from 2022, even after the company went out of business.

I checked my credit report and noticed a collection from Diversified that was opened on XXXX for $245 that I do not recall and am not liable for. I never entered into a signed agreement or completed an original contract with them. This inaccurate collection is not mine. I would like all collection activity to cease immediately and for this inaccurate collection to be removed from my credit report immediately, or I will file for litigation and report you to the CFPB.

The Consumer Financial Protection Bureau (CFPB) complaint database also has numerous complaints from dissatisfied consumers.

Stopping calls from 800-604-0064

Whether you believe the debt is yours or suspect it is an error, you can stop Diversified Consultants Inc’s calls with the help of ZumaZip.com.

Use ZumaZip’s Debt Validation Letter

You do not have to endure Diversified Consultants calls while determining if the account is valid. Send them a Debt Validation Letter via certified mail.

As soon as the company receives your letter, it must stop all collection efforts, including the annoying phone calls, until it proves that you owe the debt.

ZumaZip.com has created a versatile template to assist consumers like you in generating a Debt Validation Letter. You only need to log into the online app, answer a few questions, and your document will be ready in minutes.

Create your Debt Validation Letter now.

Ofer to settle the debt

Before offering to settle, you must investigate if Diversified Consultants acquired your account from an original creditor. If your investigations find that the debt is yours and they now own the account, you can opt to settle.

Settling debt means agreeing with the lender to pay off the account for less than you owe, usually in a lump-sum payment. Debt collectors like Diversified Consultants buy delinquent accounts for less than their value. So you have room for negotiations.

You can use ZumaZip Settle to start the settlement negotiation process. If DCI accepts your settlement offer, there is a good chance you will save a significant amount of money.

Even if DCI takes you to court, you can still offer to settle the account for less. But make sure you file the Answer to the Summons first.

Why you should not ignore calls from 800-604-0064

Ignoring calls from 800-604-0064 will not stop DCI from pursuing its debt. Instead, it can negatively affect your credit score if they report the debt to credit bureaus.

It is crucial to prevent derogatory entries from reaching your credit report. Doing so keeps your credit score up and allows you to access the best interest rates.

In other situations, if Diversified Consultants Inc sues you and you ignore the Summons, they may get a default judgment and a writ to garnish your wages or bank account to recover the alleged debt.

Respond to a debt collection lawsuit.

Instead of ignoring calls from 800-604-0064 hoping they will disappear, use ZumaZip.com to fight off debt collectors by forcing them to validate every debt, reaching a settlement agreement, and responding promptly to all debt-collection lawsuits.

What is ZumaZip?

ZumaZip is a convenient solution designed to streamline your response to a debt collection lawsuit. Here’s a breakdown of what you can expect when you use ZumaZip:

Firstly, you’ll access our user-friendly web application, which guides you through the process step by step. You’ll be prompted to answer a series of questions related to your specific situation. Once you’ve completed the questionnaire, you have the option to either print out the finalized forms and mail them to the appropriate courts yourself, or you can opt to utilize ZumaZip’s services to file them on your behalf. Additionally, if you choose this option, an attorney will review your document for added peace of mind.

If you’re seeking guidance on how to effectively respond to a debt collection lawsuit, ZumaZip can provide the assistance you need. Feel free to explore our FAQs for more information on what ZumaZip has to offer.

What if I haven’t been sued yet?

If you’ve only received a collections notice, but not a lawsuit, the best way to respond is with a Debt Validation Letter. When a debt collector contacts you in any way, whether it’s by phone or mail, you can respond by formally requesting a debt validation with a Debt Validation Letter . This letter notifies the collector that you dispute the debt and forces them to provide proof you owe the debt. They can’t call you or continue collecting until they provide validation of the debt. This flowchart shows how you can use a Debt Validation Letter to win.

Get started with a Debt Validation Letter here.

How to Answer a Summons for debt collection in all 50 states

Here’s a list of guides on how to respond to a debt collection lawsuit in each state:

Guides on how to beat every debt collector

Hey there! Facing off against a debt collector can feel like a daunting challenge, but fear not! We’re here to help you navigate through it all with our handy guides designed to assist you in beating every debt collector you encounter. Whether you’re facing a new lawsuit or dealing with a persistent collector, we’ve got your back. Stay positive, stay informed, and let’s tackle this together!

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