February 25, 2024

Stop calls from 888-899-4332


If you keep receiving calls from 888-899-4332 about a debt, ZumaZip.com can help you get them off your back. Here’s everything you need to know.

Are you getting multiple calls from 888-899-4332? Do they ignore your request to stop calling? Probably because 888-899-4332 is the phone number of Transworld Systems Inc (TSI), a debt collection agency. Transworld Systems works with individuals, large organizations, and companies to help them collect outstanding debts from consumers.

The Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) have received countless complaints of harassment and unfair treatment by Transworld Systems Inc (TSI) agents. Other complaints regarding TSI’s calls range from:

  • Calling multiple times a day or leaving countless voicemails
  • Calling while at work, even after telling them you are in the office
  • Calling before 8 am and after 9 pm
  • Discussing the debt with the consumer’s family members, workmates, and friends
  • Persistent calls, even after requests to stop calling

Transworld Systems often assume consumers do not know their rights under the Fair Debt Collection Practices Act. TSI uses questionable tactics to collect debts, and you can take action against them. Today, we will help you discover what you can do to stop their calls. But first, how legitimate is Transworld Systems?

Is a call from 888-899-4332 legitimate?

Yes, a call from 888-899-4332 is a legitimate number used by TSI. Transworld Systems Inc. started in the early 1970s and has over 50 years of experience collecting debts. It boasts of recovering about $6 billion in consumer debt for over 60,000 clients in the last decade.

Although Transworld Systems is not Better Business Bureau accredited, it has an A+ rating and 1.27-star rating on its BBB profile, with over 560 complaints listed. TSI has multiple locations, including a branch in Virginia with a Google rating of 1.3.

TSI headquarters’ contact information is:

Address: PO Box 15630 Wilmington, DE 19850

Phone Number: 888-899-6650

Website: www.tsico.com

How to spot a fake Transworld Systems debt collector on a call

Not all callers claiming to be Transworld Systems debt collectors are legitimate. Transworld Systems uses several numbers to call consumers, and fake debt collectors take advantage of this loophole. They use the company’s name to scam you. You will notice the following discrepancies while talking to a fake TSI debt collector:

  • Gives you vague information about themselves, and if you press for more details, they get upset, threaten you, or hang up.
  • Ask for your personal information; they would already have it if they were legitimate TSI debt collectors.
  • Discourages you from sending a Debt Validation Letter to Transworld Systems.
  • Insists you send the money using non-traceable methods, such as a gift card or money transfer.
  • Pressures you to act immediately, or you will experience serious repercussions such as receiving a lawsuit, being arrested, or confiscating your driving license.

If you ever find yourself in any of the above situations, hang up and submit a complaint on the CFPB website or call 855-411-2372. You may also report them to the Fair Trade Commission online platform or call 877-382-4357.

Stop Transworld Systems from calling

Transworld Systems is an aggressive debt collection agency. They will use all available options to prompt you to pay the debt. Ignoring TSI’s calls without a plan will get you into more problems with them, the credit companies, or the courts. CFPB and FTC guidelines give you legal options to stop TSI calls:

  • Request TSI to stop calling and ask them to use email to contact you. Afterward, you can also block the number and send them an email informing them of the action you took.
  • Send them a cease-and-desist letter if they continue calling after making the request. Under federal law, TSI can receive fines and penalties if they do not stop after receiving this letter.
  • Request for debt validation by sending ZumaZip’s Debt Validation Letter. The law requires them to stop calling until they send the letter and give you time to respond.
  • Ask for your credit report from Equifax, Experian, and TransUnion. This document will help you check if they have wrongfully added a debt you do not owe or quoted the wrong amount.
  • Dispute the debt TSI has quoted by sending a debt dispute letter to the three credit bureaus. If TSI does not prove the debt is yours, they should delete the debt from your reports and stop calling.

If Transworld Systems sues you for debt, fight back and win

Dealing with experienced debt collectors can be frustrating and cause financial stress. Contacting an attorney or using legal documents drafted by lawyers will promptly help you address the challenge. That being said, finding an attorney is pricey and challenging, especially for suits that involve smaller amounts of money.

You can represent yourself with the help of ZumaZip.

After Transworld Systems serves you the Summons and Complaint, you should promptly file a written Answer with the court. Ignoring the lawsuit might be tempting, but it can lead to a default judgment being entered against you, which can cause you major financial issues like wage garnishment.

ZumaZip can help you file an Answer in all 50 states.

What is ZumaZip?

ZumaZip is a convenient solution designed to streamline your response to a debt collection lawsuit. Here’s a breakdown of what you can expect when you use ZumaZip:

Firstly, you’ll access our user-friendly web application, which guides you through the process step by step. You’ll be prompted to answer a series of questions related to your specific situation. Once you’ve completed the questionnaire, you have the option to either print out the finalized forms and mail them to the appropriate courts yourself, or you can opt to utilize ZumaZip’s services to file them on your behalf. Additionally, if you choose this option, an attorney will review your document for added peace of mind.

If you’re seeking guidance on how to effectively respond to a debt collection lawsuit, ZumaZip can provide the assistance you need. Feel free to explore our FAQs for more information on what ZumaZip has to offer.

What if I haven’t been sued yet?

If you’ve only received a collections notice, but not a lawsuit, the best way to respond is with a Debt Validation Letter. When a debt collector contacts you in any way, whether it’s by phone or mail, you can respond by formally requesting a debt validation with a Debt Validation Letter . This letter notifies the collector that you dispute the debt and forces them to provide proof you owe the debt. They can’t call you or continue collecting until they provide validation of the debt. This flowchart shows how you can use a Debt Validation Letter to win.

Get started with a Debt Validation Letter here.

How to Answer a Summons for debt collection in all 50 states

Here’s a list of guides on how to respond to a debt collection lawsuit in each state:

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